Big Opportunities For Small Businesses

One of the most significant ways Metro Bank impacts our community is through helping small business entrepreneurs launch and sustain their dreams. Our business customers know they can rely on us to provide financing to start and grow their business. Metro Bank’s fresh lending approach makes a difference. We take a personal and customized approach to providing business financing.

Business Loans

Starting a new business or growing an existing one is a challenge. Getting the capital you need to make it happen, shouldn’t be. We offer competitive lines of credit and term loans that can be used for:

  • Business startups or expansions
  • Working capital
  • Equipment
  • Business vehicles
  • Other business loans

Commercial Real Estate Loans

By helping put money into your business, we put the “commerce” in commercial. Our financial products benefit our Jefferson County Investment Area by supporting small business growth and improving the quality and value of real estate. We offer competitive financing that can be used for:

  • Acquiring a commercial site
  • Rehabilitating an existing site
  • New construction (of commercial, retail, wholesale manufacturing, distribution and warehouse facilities)

Small Business Administration (SBA) Loans

Metro Bank is a provider of SBA loans. Partnering with the federal government, SBA loans give small business owners several options for financing that may make sense for a start-up company. These loans may be used for:

  • Land acquisition
  • Equipment purchases
  • Renovation
  • Expansion

Non-Profit and Faith Based Organizations

Metro Bank helps build the community surrounding our Investment Area by lending to non-profit and faith based organizations. We offer lines of credits and term loans that can be used for:

  • Purchasing real property
  • Renovating an existing facility
  • Equipment/Machinery

Residential Loans

Metro Bank also makes loans to individuals for the following:

  • Home mortgages
  • Home improvements
  • Investment property purchase and rehab
  • Multi-family purchase and rehab